WHAT DOES KENTSON CAR COMPANY DO WITH YOUR PERSONAL INFORMATION?

Q: Why?

A: Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

Q: What?

A: The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • Income and payment history
  • Credit Scores and credit history

Q: How?

A: All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons Kentson Car Company chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Does Kentson Car Company share? Yes

Can you limit this sharing? No

For our marketing purposes—

to offer our products and services to you

Does Kentson Car Company share? Yes

Can you limit this sharing? No

For joint marketing with other financial companies

Does Kentson Car CompanyX share? Yes

Can you limit this sharing? No

For our affiliates’ everyday business purposes—

information about your transactions and experiences

Does Kentson Car Company share? Yes

Can you limit this sharing? No

For our affiliates’ everyday business purposes—

information about your creditworthiness

Does Kentson Car Company share? Yes

Can you limit this sharing? Yes

For our affiliates to market to you

Does Kentson Car Company share? Yes

Can you limit this sharing? Yes

For nonaffiliates to market to you

Does Kentson Car Company share? Yes

Can you limit this sharing? Yes

To limit our sharing

Call 801-936-1886 – our menu will prompt you through your choice(s) or „Visit us online: www.kentsoncarcompany.com

Please note: If you are a new customer, we can begin sharing your information days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 801-936-1886 or go to www.kentsoncarcompany.com

WHO WE ARE

Q: Who is providing this notice?

A: Kentson Car Company

WHAT WE DO

Q: How does Kentson Car Company protect my personal information?

A: To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Q: How does Kentson Car Company collect my personal information?

A: We collect your personal information, for example, when you

  • Apply for financing or open an account
  • Show your driver’s license or give us your contact information
  • Provide employment information

Q: Why can’t I limit all sharing?

A: Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Q: What happens when I limit sharing for an account I hold jointly with someone else?

A: Your choices will apply to everyone on your account

Definitions

Affiliates- Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies with a common corporate identity, our parent and sister dealerships, financial companies such as our insurance affiliate, repair and rental companies, as applicable

Nonaffiliates- Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Nonaffiliates we can share with include direct marketing companies credit card companies, mortgage companies, financial services companies, vendors, and non-profit organizations

Joint marketing- A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Joint marketing companies may include credit card companies mortgage companies, banks, and other financial service providers
OTHER IMPORTANT INFORMATION

Vermont residents: We will not share information we collect about you with nonaffiliated third parties, except as permitted by Vermont law, such as to process your transactions or to maintain your account. In addition, we will not share information about your creditworthiness with our affiliates except with your authorization.

California residents: We will not share information we collect about you with nonaffiliated third parties, except as permitted by California law, such as to process your transactions or to maintain your account.